Business Owner   Articles     Benefits and retirement plans       Benefit plans for small businesses       Health insurance for the self-employed       Life insurance for the self-employed     Insuring a business       Business automobile insurance basics       Business interruption insurance       Business liability insurance basics       Business overhead expense insurance       Income tax tips: business insurance       Insuring your home business       Understanding your business owners policy     Starting a business       Advantages and disadvantages of self-employment       Choosing an entity for your business       Funding a business       Hiring your first employee       Qualifying for the home office deduction       Record keeping for your own business       Starting or buying a business       Tax planning for the self-employed     Transferring or selling a business       Funding a buy-sell agreement with disability insurance       Funding a buy-sell agreement with life insurance       Transferring your family business   Decision Tools     Benefits and retirement plans       Building a retirement plan for your business       Comparison of types of educational assistance     Business planning basics       Net worth calculator     Choosing an entity       Choosing a business entity       Comparison of LLCs, LLPs, and professional corporations       How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets     Tax planning       Accelerating deductions/postponing income       Accelerating income/postponing deductions   FAQs     Starting a business       How do I find good advisors such as lawyers and accountants to help with my business?       Should I buy or lease assets for my business?     Valuing a business       How can I determine what my business is worth for estate and gift tax purposes?   Education Planning   Articles     Education planning basics       ABCs of financial aid       Saving for retirement and a child's education at the same time   FAQs     Education tax credits       Now that my child is in college, am I entitled to any education tax credits?   Estate Planning   Articles     Estate planning basics       Estate planning--an introduction       Trust basics       Wills--the cornerstone of your estate plan   FAQs     Wills       What is the difference between a living will and a living trust?   Government Benefits   Decision Tools     Social Security       Disability income needs worksheet       How earnings affect Social Security       Social Security figures at-a-glance   FAQs     Medicare and Medicaid       How do I enroll in Medicare?       How does Medicare Advantage work?       I'm thinking about placing my mother in a nursing home. Will Medicaid pay for her care?       If I'm covered by Medicare, should I have additional health insurance?     Social Security       Are my Social Security benefits subject to income tax?       How can I get an estimate of my Social Security benefits?       Should I retire now at age 62 and collect Social Security benefits, or should I wait until age 65?       When I retire, how much will I receive from Social Security?   Investment Planning   Articles     Investment basics       Taxation of investments   Decision Tools     Taxes       Capital gains and dividends tax relief   Personal Finance   FAQs     Credit basics       How can I protect myself against identity theft?       How do I get a copy of my credit report?       How long should I keep copies of my tax returns?     Mortgages       I am behind on my mortgage payments. Will my lender begin foreclosure proceedings?       What's the difference between a home equity line of credit and a second mortgage?     Refinancing a mortgage       I refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return?     Spousal credit issues       I'm marrying someone with bad credit. How will this affect me?       What's the difference between an "injured spouse" and an "innocent spouse"?   Protection Planning   Articles     Business insurance       Income tax tips: business insurance     Disability insurance       Tax planning tips: disability insurance   Retirement Planning   Articles     Social Security       Social Security retirement benefits       Understanding Social Security   Special Situations   Articles     Caring for an aging parent       Caring for your aging parents       Housing options for older individuals       Medicaid and nursing home care       Medicaid planning basics   FAQs     Consumer protection       How can I protect myself against identity theft?       How do I stop those annoying telemarketing calls?       My radio broke two months after I bought it. I tried to return it to the store, but it won't give me a refund. What can I do to get my money back?   Tax Planning   Decision Tools     General tax planning       Accelerating deductions/postponing Income       Accelerating income/postponing deductions       Federal individual income tax fundamentals     Tax credits and deductions       Comparison of education tax credits and deductions       General business tax credits       Is my home mortgage interest fully deductible?       Tax credit sampler   FAQs     General tax planning       Are my Social Security benefits subject to income tax?       I don't have the cash to pay my taxes. What can I do?       What is my tax bracket?       What is the alternative minimum tax?       What is the basis of property received as a gift?       What penalties and interest will I be charged for paying and filing my federal income taxes late?       Will I have to pay tax on my investment income?     Tax credits       Can I take the credit for the elderly or disabled?       Now that my child is in college, am I entitled to any education tax credits?       What is the child tax credit?       What is the difference between the child tax credit and the child and dependent care tax credit?     Tax deductions       Can I deduct home office expenses?       Can I deduct premiums paid for long-term care (LTC) insurance?       Can I deduct the cost of improvements or repairs I've made to my home?       I paid my mother's real estate taxes last year. Can I deduct this on my tax return?       I refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return?       If I prepay next year's taxes this year, can I deduct them this year?       If I work at home occasionally, am I entitled to a home office deduction?       Is student loan interest deductible?       My spouse and I are filing separate returns. Can we both itemize our deductions? If so, how do we split the deductions?       My town has assessed against me a real estate betterment for new sewer lines installed in my street. May I deduct this amount on my tax return?     Taxes and home ownership       Can I deduct the cost of improvements or repairs I've made to my home?       How do I figure the tax on the sale of my home?       I rent my home out for two weeks each year. Do I have to show this rental income on my federal income tax return?       If I prepay next year's taxes this year, can I deduct them this year?       We just bought our first home. What can we deduct from the settlement statement?