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Tax Aspects of Refinancing Your Home Mortgage Given all the turmoil in the residential lending market of late, it may be worth-while or even necessary to refinance your mortgage.   Deducting Retirement Community Fees Some retirement communities require a substantial one-time entrance or founder's fee in exchange for the facility's promise to provide lifetime living accommodations and care that includes medical care (i.e., lifetime care).   Year-end Tax Planning Strategies for Individuals and Business Owners As we approach year-end, there is still time to take action to lower your 2008 tax bill and add to your tax-advantaged retirement accounts.